College tuition has been going up

College tuition has been going up for some time, and a lot of young college students have been complaining about this. Also many of them have been taking huge loans to finish school. Now it is true that college tuition has been going up for some time and the rise has been beating inflation. However, is this the sole reason why a lot of young people end up taking huge loans today. Isn't this partly because a lot of young people have been taking up loans without much consideration or thinking about other options such as working, saving money and then going to school?

It might not be fair to say that only young college students are responsible for their ending up with huge loans by the time they finish school today, but it's probably inaccurate to say that this is solely caused by the rising college tuition cost.